4 SIMPLE STEPS BANKING Mortgage loan 2020

4 SIMPLE STEPS BANKING Mortgage loan 2020.

The process of appraising mortgage loan documents of banks.

+ The bank will have a process of appraising loan documents as follows:
- Step 1: Receive information and information needs of customers.
- Step 2: The bank requires an appraisal document, to evaluate collateral used to secure the file and check the customers loan history.
- Step 3: Make a decision whether or not to lend to the customer.
- Step 4: Conduct disbursement under loan contracts.
+ So, in the steps leading to the decision whether or not to lend the bank, step 2 of the valuation of assets, all types of assets from real estate, real estate (real estate), industrial parks (IPs), investment projects, mines, resources - minerals, corporate value assets, intangible assets such as trademarks - trademarks ... v ... v. Will decide whether the bank lends you or not.
+ So keep in mind the important points to help the highest loan rate.

The process of taking part in the argument is very difficult.

Strict requirements when appraising property values.
+ To ensure the bank will decide to lend you capital, focus on fully processing and clearly verifying the following documents:
- Passport or ID card when you borrow.
- Confirm marital status or single.
- Family register or temporary residence book KT3 with the borrowers name.
- Statement of salary last 3 months.
- If you have income sources from the rental of property, there must be full and clear evidence to prove.
- If it is the source of income from the business, it is necessary to verify the business license (business license), invoices.
- Other papers of sale, purchase or transfer invoices to confirm the ownership of the properties.
+ So you have provided complete and authentic documents for the valuation team has enough information to help make decisions for your loan. Improving the above will help you minimize waiting time for the Bank to make a loan decision and the highest loan ratio.

- The above are 4 simple steps to a bank mortgage loan in 2020, but to ensure legal accuracy and peace of mind to make a decision, you can contact the valuation company for advice. Exact service of valuation, property valuation, real estate valuation, real estate valuation, enterprise valuation ...
Indochina International Investment & Appraisal Joint Stock Company (INA)
Address: 121 Nguyen Van Troi, Ward 12, Phu Nhuan District, Ho Chi Minh City
Hotline: 0934 252 707 / Email: info@inavn.vn